Tuesday, March 11, 2014

Phishing mail

Hi Readers,

Today, I am going to talk about phishing mails or scams as it is known. What is it? It is an act by which unauthorized individuals try to collect the username, password, bank account details, credit card details etc through electronic medium. Normally they send emails, SMS luring you that you have won a prize money of some other country and you need to fill up a form with your details and bank details etc so that they could send the amount across.

If you reply them, they try to hack your email. And they collect information from you that they use to transfer money or do any kind of financial transactions using them. And you are looted of your savings or credit card balance limit. Today, I received a mail that has British flag on it. They make it look real. They could send you ten pages long document providing you details of their scheme.

So, now is the bigger question , what we should do when we receive such SMS's and emails.

1- Do not reply.
2- Report it in your banks. Banks can block those sites and ensure no one could do anything from that site.
Just you have email the content to your bank customer care department.
3- Do not download any thing from websites that you do not trust.
4- Have a antivirus loaded on your system.
5- Never share passwords and login id's.

Here, I have found that HDFC bank provides one email id where you can report such fake emails.

I will try to find what other banks do in such case and will post on my findings.

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