Wednesday, June 19, 2013

Indian Investor would love to get these companies listed and have in portfolio

Today the Bombay Stock Exchange has more than 5000 stocks listed in it, however the investor still lingers for more. There are some very good companies with sound corporate governance, sound year- on -year growth and profitability which are still not listed in any of the major stock exchanges. Even though we have more than 5000 different stocks listed, investors look for few as many companies fall into the category where    they have corporate governance issues and it becomes risky to have them in portfolio for a long time.

The long term investors which we all should actually be thus tends to wish to have other companies which are not listed. Some of them are, IT major like IBM, Accenture, CTS , dairy major AMUL, insurance major LIC, FMCG major PARLE, Airport Authority of India(AAI), Hindustan Aeronautics Limited (HAL)  and media major Yashraj films. We have companies in every sector that is still not listed in NSE and BSE.


May be one day these companies would get listed into stock exchange via IPO, but may be the value at which these IPO will open would be beyond our reach.


Tuesday, June 4, 2013

Make money online

Below are few options to earn money online, you just need a computer with internet connectivity. 

1- Trade Forex/Commodity/Equity :- Trading has become easier with the invent of internet and its ability to transfer sensitive information in real time.

Note :- Need money to start up. 
            Need to have knowledge of financial market.
            Need demat account with any firm to start with.
            Need to incur brokerage for your transaction.


2- Online Survey :-  Login to any online free survey and get paid for your views. This is not very high income yielding option. 

Note :- Need to check if it actually generates money.
Do not register for something that demands money before actually paying you.


3- Affiliate marketing :- This is a great way to make money for promoting someone else’s products or services without having to carry any inventory. Affiliate advertisements are usually incorporated into your website/blog/page via linked articles (great when your content is strong and compelling, but must be done carefully to avoid looking spamy), product-placement videos (great if you’re funny or have performance talent), or, less and less commonly, banner ads (pretty ineffective, as most people avoid these like the plague)

4- Sell Apps :-  In a multimillion-person marketplace, $1 or 2 per sale can go a long way. If you have a great concept but no programming know-how, it might even be worth it to hire a programmer. Just make sure you shop around for similar ideas, find ways to one-up your competition, and comply with the rules of the company on whose devices you’d sell the apps.

5- Freelancer web-designer - Create a website showcasing your portfolio and build a client list by finding work in the online classifieds. Though it takes more time to get established doing business this way, you can set your own prices and won’t have to share your profits with the graphic design house.


6- Online Contest :- You won’t get paid unless your entry wins, search for a wide range of free contests in a field where you’re already have a lot of possible entries (ex. photos, logo-making, background design) and submit your work to as many places as will have you. It might take a day to get through all of them, but even a few small successes (or, preferably, a great big one) will make up for it. The experience might even steer you in a new creative direction.

7-  Sell anything online :- Selling online is especially useful if you have a niche item that can’t attract enough business to survive in a physical location, but of course online stores for everyday items aren't going anywhere, either. If you aren't particularly web-savvy or can be bothered to maintain a website, you can set up shop on a site like eBay or CafePress (for a fee). Otherwise, you can hire someone to design a website for you or even make your own. You can sell books, videos, songs, crafts and DIY products.


Technology and virtual ways to earn ....

For 21st century kids, imagining a life without mobile, computers would be quite difficult. But, for the people born in early 70's and 80's, we have seen the life without TV, phone, computers and now we have mastered these new gadgets to help us improve our day-to-day life.

Banking has become so very easy with Internet and mobile banking. We now move out of house and still be touch with family over phone and Internet everyday that does not create any distance with our loved ones. This has helped us to take up higher studies and career in any part of this world.

There are many options, that has opened up due to this Internet age that enables anyone to sit at any place and work. It has given people in IT industry  to work from home options and also enabled house-wife's to do freelancer jobs. Be it the data entry jobs, quiz and contest or survey online has helped anyone with simple knowledge of computers to earn a bit for themselves.



People with knowledge of For ex, commodity or equity market can do their job by just sitting in front of computer screen.  Earlier people used to gather at the stock exchange fill up long forms to get a portion of scrip allotted to them. The benefits of Internet is numerous indeed. 

People engaged in stock exchange have benefited from the smart phone apps and mobile trading facility that do not even require them to switch on their PC or laptop. The biggest advantage here is you can work full time, part time or be an intelligent investor and no-body knows until you yourself tell someone. You can be at home take care of family and no-body knows your ability of making money . 

Opportunity and money is flying, you just need knowledge of computers. If you have knowledge of animation, programming and coding ability then you might design good gaming or useful apps that can be downloaded to mobile device and you earn by just uploading the stuff in Internet. If you can pull people to view your blog you can earn through AdSense. Options are numerous and choice is yours.

Yes, rise in technology comes both way, it can be used to improve our life and it can be used to cheat and fraud. Choice lies within people. Some people use their skill set to build good things and some use their skill set to snatch what they want by cheating and fraud. With the increasing amount of  technology use in every sphere this has increased the chances of getting cheated. Technology has also rapidly grown to stop such criminal activities and help prevent cheating and fraud. 

There are various options and various choices that  can confuse anyone with what to choose... Isn't it ???

Monday, June 3, 2013

Debate on Amway CEO arrest and direct selling business in India

Hi Readers,

The arrest of Amway India CEO along with two top executives of the company at Kozhikode, Kerala has brought up the debate of having these direct selling business. Amway India has had a good foot base in India since 1990's. Direct selling business means selling of goods away from a fixed retail location. This is much same as selling products through sale's representative who demonstrate the product to their consumer at their home or office, but they them self do not have a retail outlet.

Amway India works in MLM or Pyramid structure, where as the base grows and performs the higher up get paid. This is not legal as per Indian law and now after the arrest of Amway India CEO William Pinckney, many have condemned the act of Police authority as these direct selling business employ more than 60 lakh employees as its business owner and its turn over is more than 6000 crores and 70% of this is being operated by women.



Other well known company in this model are Oriflame India, Avon India and Tupperware, Modicare etc.

Well, now the business model has changed and the business owners grow their business by adding more people into this business. They conduct workshop and meetings to demonstrate their products and sell to people via representative. Some people in such schemes perform well and grow while some loose their principle amount.

The business model is not very clear and police department has said while investigating, prize scheme, ponzi scheme and direct selling business they do not find any clear demarcation. It is true, understanding MLM and direct selling business model is quiet complex and it is much similar to pyramid and other  scheme where people have lost their hard earned money to company which shuts after accumulating huge sum from general mass.

India needs to setup up law that would enable the general public to distinguish between genuine and ponzi fraudulent company that sponsors such business model.The Indian Direct Selling Association (IDSA http://www.idsa.co.in/ ) should enforce strict rules that would identify and distinguish the business model that is appropriate and should take action to make public aware of the business model that is fraudulent.  This would ensure Public specially the middle class hard working people are not reaped up off their hard earned money.
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